There’s a lot to learn when you’re starting out on your home buying journey. From concepts like earnest money to closing costs, it’s a lot to take in during a very short period. But of all the things to know, understanding the difference between being pre-qualified and pre-approved for your mortgage is one of the most important. Why Your Mortgage Application Status Matters It’s always been a good idea to bring a strong offer to the negotiating table when it... [read more]